Family socialization of financial behaviors: evidences based on members of a credit union in the south of Brazil

Autores

  • Fernando Carlini Guimarães PUCRS
  • Cintia Paese Giacomello UCS - Universidade de Caxias do Sul

Resumo

This research paper investigates personal factors linked to subjective financial well-being (FWB). A series of statistical procedures were applied and led to a proposition of a partial least squares structural equation model (PLS-SEM) using five variables: family socialization (FAM) as antecedents for belief of credit as extra income (BCI), risky indebtedness behavior (RIB) and preparedness for financial emergencies (PFE). Data collection happened from January to February 2020 in Rio Grande do Sul, Brazil’s southernmost state. The final sample was composed of 81 members of a local credit union. Evidence suggests that despite the relationship between constructs being significant, nonetheless they are also weak.

Keywords: Family socialization, financial behavior, Financial-well being

Biografia do Autor

Fernando Carlini Guimarães, PUCRS

Aluno do programa de pós-graduação em administração da escola de negócios da PUCRS. Área de Marketing.

Cintia Paese Giacomello, UCS - Universidade de Caxias do Sul

Professora e pesquisadora dos programas de pós-graduação de administração e engenharia de produção

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Publicado

2020-10-19

Conferência

CLAV 2020 - 13o. Congresso Latino Americano de Varejo e Consumo

Modalidade

Artigos - Científicos